| Term Share Account: $2,000 - $49,999 |
| Term | Div rate | APY* |
| 6 months |
5.75% |
3.61% |
| 7 months |
3.55% |
3.61% |
| 9 months |
5.00% |
5.13% |
| 1 year |
5.75% |
5.13% |
| 18 months |
5.00% |
5.13% |
| 2 years |
5.75% |
5.13% |
| 30 months |
4.15% |
4.24% |
| 3 years |
4.20% |
4.29% |
| 4 years |
4.35% |
4.45% |
| 5 years |
4.50% |
4.60% |
| Term Share Account: $50,000 - $89,999 |
| Term | Dividend Rate | APY* |
| 6 months |
3.60% |
3.67% |
| 7 months |
3.60% |
3.67% |
| 9 months |
5.75% |
5.18% |
| 1 year |
5.05% |
5.18% |
| 18 months |
5.05% |
5.18% |
| 2 years |
5.05% |
5.18% |
| 30 months |
5.75% |
4.29% |
| 3 years |
4.25% |
4.34% |
| 4 years |
5.75% |
4.50% |
| 5 years |
5.75% |
4.65% |
| Term Share Account: $90,000 and over |
| Term | Dividend Rate | APY* |
| 6 months |
5.75% |
3.72% |
| 7 months |
5.75% |
3.72% |
| 9 months |
5.10% |
5.23% |
| 1 year |
5.10% |
5.23% |
| 18 months |
5.75% |
5.23% |
| 2 years |
5.10% |
5.23% |
| 30 months |
4.25% |
4.34% |
| 3 years |
4.30% |
4.39% |
| 4 years |
4.45% |
4.55% |
| 5 years |
4.60% |
4.71% |
| Business Share Accounts |
| Share Type | Dividend Rate | APY* | Minimum Opening Balance |
| Business Savings Accounts |
1.55% |
1.56% |
$300.00 |
| Business Money Market Accounts |
2.65% |
2.69% |
$2,500.00 |
| Business Checking Accounts |
0.70% |
0.71% |
$500.00 |
| Term Share Account: $2,000 - $49,999 |
| Effective Date: 7/20/06 |
| Term | Dividend Rate | APY* |
| 6 months |
3.55% |
3.61% |
| 7 months |
3.55% |
3.61% |
| 9 months |
5.00% |
5.13% |
| 1 year |
5.00% |
5.13% |
| Term Share Account: $50,000 - $89,999 |
| Term | Dividend Rate | APY* |
| 6 months |
3.60% |
3.67% |
| 7 months |
3.60% |
3.67% |
| 9 months |
5.05% |
5.18% |
| 1 year |
5.05% |
5.18% |
| Term Share Account: $90,000 and over |
| Term | Dividend Rate | APY* |
| 6 months |
3.65% |
3.72% |
| 7 months |
3.65% |
3.72% |
| 9 months |
5.10% |
5.23% |
| 1 year |
5.10% |
5.23% |