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Youth Savings – Our Youth Savings account can be opened for your child by either your or their grandparents. And even small amounts can add up quickly.Treasury Direct – Savings bonds (also known as Treasury Bonds or T-Bonds) are a great option for secure long-term savings. Treasury Bonds earn and pay a fixed rate of interest every six months until they mature, usually 30 years.Coverdell Education Savings Accounts (CESA) - This is a smart way to save for your child’s education. The sooner you open an account the more you’ll be able to save.