Certificate of Deposit
Make your money work hard for you with a high
performance Share Certificate. Choose from a variety of terms to fit your investment needs and enjoy higher earnings.
- Interest is calculated daily and paid quarterly
- Low minimum deposits of $1,000
- Terms offered from 6 months to 60 months.
- Deposits are insured up to $350,000. The first $100,000 is federally insured by the National Credit Union Administration, or NCUA. An additional $250,000 of coverage is provided by Excess Share Insurance (ESI), a private deposit insurance corporation.
- Click here to access our current rates and latest Share Certificates specials.
Design-Your-Own Share Certificate – Premium Certificate of Deposits
You can expect premium returns and added flexibility. Our unique options allow you to capitalize on economic changes or respond to shifts in your personal finances.
- Choose any monthly term between 6 and 60 months
- Minimum deposit of $50,000
- Interest calculated daily and paid monthly
- Add-on deposit allowed once during the term of your certificate, from $1,000 up to $100,000: bring additional savings to your original Share Certificate and continue earning one premium investment rate.
And get some unique benefits on terms greater than 12 months:
- Rate bump-up allowed once during the term of your certificate: if rates go up you can switch to a higher rate and enjoy additional earnings
- You can make one penalty-free withdrawal during the term of your certificate, down to a minimum balance of $50,000
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