New Horizons Credit Union: Loan Rates

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CURRENT CONSUMER LOAN RATES

LOAN TYPE	TERM	RATE AS LOW AS
New Auto	up to 60 Months	5.25% APR
New Auto - over $20,000.00	up to 72 Months	5.50% APR
New Auto - over $30,000.00	up to 84 Months	6.00% APR
Used Auto	up to 60 Months	6.00% APR
Used Auto - over $20,000.00	up to 72 Months	6.25% APR
Antique/Classic Auto	up to 36 Months	7.00% APR
Antique/Classic Auto	up to 48 Months	7.50% APR
New/Used Motorcycles	Up to 48 Months	6.25% APR
New/Used Motorcycles	up to 60 Months	6.75% APR
New/Used Recreational Vehicles	up to 60 Months	6.00% APR
New/Used Recreational Vehicles	up to 84 Months	7.00% APR
New/Used Recreational Vehicles	up to 120 Months	7.00% APR
New/Used Boat, Motor and Trailer	up to 60 Months	6.00% APR
New/Used Boat, Motor and Trailer	up to 84 Months	7.00 APR
New/Used Boat, Motor and Trailer	up to 120 Months	7.00% APR
Home Improvement	up to 60 Months	7.50% APR
Home Improvement	up to 84 Months	8.00% APR
Personal Loans	up to 48 Months	9.00% APR
VISA Classic	Revolving	10.50% APR
VISA GOLD	Revolving	8.90% APR
Mastercard	Revolving	13.99% APR

MORTGAGE RATES

LOAN TYPE	TERM	RATE*
First Mortgage - Fixed Rate	Up to 95% of Value for up to 15 years	Call For Rate
First Mortgage - Fixed Rate	Up to 95% of Value for up to 20 years	Call For Rate
First Mortgage - Variable Rate	Up to 95% of Value for up to 30 years	Call For Rate
First Mortgage 5 year fixed/25 year variable	Up to 95% of Value for up to 30 years	Call For Rate
First Mortgage 10 year fixed/20 year variable	Up to 95% of Value for up to 30 years	Call For Rate
Undeveloped Property - Fixed Rate	Up to 85% of Value for up to 120 months	9.00% APR
Undeveloped Property - Variable Rate	Up to 85% of Value for up to 120 months	Call For Rate

*Rates are subject to change daily based on various indices.

HOME EQUITY RATES

LOAN TYPE	TERM	RATE
Home Equity Line of Credit(Variable Rate)	Up to 115% of Value for up to 180 months	As low as 4.75% APR*
Home Equity Loan(Fixed Rate)	Up to 90% of Value for up to 60 months	5.25% APR
Home Equity Loan(Fixed Rate)	Up to 90% of Value for up to 120 months	5.75% APR
Home Equity Loan(Fixed Rate)	Up to 90% of Value for up to 180 months	7.25% APR
Home Equity Loan(Fixed Rate)	Up to 100% of Value for up to 60 months	5.75% APR
Home Equity Loan(Fixed Rate)	Up to 100% of Value for up to 120 months	7.25% APR
Home Equity Loan(Fixed Rate)	Up to 100% of Value for up to 180 months	7.75% APR

*APR = Annual Percentage Rate. Other Rates and terms available based on credit history, equity in home and length of loan. Rates are subject to change without notice. Contact a loan officer for details. Equal Housing Lender.