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New Horizons Credit Union has a loan to fit almost any need -
WE OFFER:
* Competitive rates
* Reasonable terms
* Convenient payroll deduction
* Credit Life & Disability Insurance
* No hidden charges or pre-payment penalties
* Interest calculated on unpaid balance daily
Any member may apply for a loan. Our Loan Application Form makes applying for a loan quick, easy and hassle-free. As a member you will receive prompt, courteous service, low rates, extended warranties and flexible terms.
AUTO and TRUCK LOANS
New -100% of Purchase Price - up to 84 months
Used -100% of Retail Value - up to 60 months
Antique/Classic -100% of Retail Value
MOTORCYCLE LOANS/FOUR WHEELERS
New -100% of Purchase Price
Used -100% of Retail Value
BOAT LOANS
New -Up to 100% of Purchase Price
Used -Up to 100% of Retail Value
RECREATIONAL VEHICLES
New -Up to 100% of Purchase Price
Used -Up to 100% of Retail Value
FARM EQUIPMENT
FIRST MORTGAGE HOME LOANS
We are now able to offer long term(15, 20 and 30 year) non-conforming fixed and variable rate mortgage loans at competative market rates and low closing costs (no points, no origination fee and no PMI). Contact our Loan Department for more information.
HOME EQUITY LOANS
Finance Options: Up to100% of Appraised Value (less existing mortgage), Low Closing Costs, and Low Fixed and Variable interest rates.
UNDEVELOPED PROPERTY LOANS
Finance Options: 80% of Selling Price or Appraised Price
(whichever is less), Low Closing Costs, Fixed Rate up to 7 years
SIGNATURE LOANS
Finance Options: Up to 48 months
HOME IMPROVEMENT LOANS
Finance Options:
Up to 60 months - $10,000 maximum
72 - 84 months - $20,000 maximum
OVERDRAFT PROTECTION LOANS
Finance Options: $500 Line of Credit
SHARE & CERTIFICATE OF DEPOSIT SECURED LOANS
These are loans with Shares or CD's used as collateral for loans. Interest Rate is as low as 2% (APR) above the Dividend Rate being earned on the Shares or CD's, with terms up to 60 months. |
